.cta-format {
    background: #f9ebdd;
    padding: clamp(50px, 6vw, 100px) 0;
}

.cta-format__inner {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: clamp(40px, 5vw, 79px);
}

.cta-format__title {
    margin: 0;
    text-align: center;
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: clamp(26px, 3.5vw, 50px);
    line-height: 1.3;
    color: var(--color-black);
}

/* ===== Варианты оплаты ===== */

.cta-format__items {
    width: 100%;
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: clamp(24px, 3vw, 60px);
}

.cta-format__item {
    display: flex;
    align-items: flex-start;
    gap: 20px;
    flex: 1 1 320px;
    max-width: 425px;
}

.cta-format__item-icon-wrap {
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    width: 90px;
    height: 90px;
    border-radius: 100px;
    border: 1px solid #e2cab4;
}

.cta-format__item-icon {
    width: 50px;
    height: 50px;
}

.cta-format__item-text {
    display: flex;
    flex-direction: column;
    gap: 10px;
    min-width: 0;
}

.cta-format__item-title {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: clamp(18px, 1.7vw, 30px);
    line-height: 1.3;
    color: var(--color-black);
}

.cta-format__item-desc {
    font-family: var(--font-sans);
    font-size: clamp(13px, 1vw, 18px);
    line-height: 1.3;
    color: var(--color-black);
}

/* ===== Баннер ===== */

.cta-format__banner {
    width: 100%;
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    padding: 30px clamp(20px, 3vw, 40px);
    border: 1px solid var(--color-beige);
    border-radius: 38px;
    background: #fff;
    box-shadow: 4px 4px 6px rgba(175, 122, 72, 0.3);
}

.cta-format__banner-text {
    display: flex;
    flex-direction: column;
    gap: 10px;
    flex: 1 1 480px;
    min-width: 0;
}

.cta-format__banner-title {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: clamp(22px, 2.3vw, 32px);
    line-height: 1.3;
    color: var(--color-black);
}

.cta-format__banner-subtitle {
    font-family: var(--font-sans);
    font-size: clamp(13px, 1.1vw, 20px);
    line-height: 1.3;
    color: var(--color-black);
}

.cta-format__banner-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 18px 40px;
    border-radius: 100px;
    background: var(--color-active);
    color: var(--color-peach);
    font-family: var(--font-sans);
    font-size: 15px;
    font-weight: 600;
    text-transform: uppercase;
    text-decoration: none;
    white-space: nowrap;
    flex-shrink: 0;
    transition: background 0.2s ease;
}
.cta-format__banner-button:hover {
    background: #61262a;
}

@media (max-width: 640px) {
    .cta-format__banner-button {
        width: 100%;
    }
}